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广东快乐10分:Travel Medical Insurance and Medical Evacuation

广东快乐10分 www.gc5a.cn Please Note: Each of our Worldwide Trip Protector plans include the Travel Medical Insurance and Medical Evacuation coverage described below, as well as Trip Cancellation and Interruption and Baggage Delay, Loss, Theft, and Damage. You can also view our complete Plan Comparison Charts and Benefit Explanations.

If You Don't Go Without Health Insurance at Home, Why Take the Risk While You're Away?

Travel Insured provides coverage for medical expenses incurred during travel, particularly outside of the U.S., that health insurance providers frequently deny as out of network. With the medical benefits included in our plans, you can help ensure access to quality medical treatment wherever you travel and protect yourself from unexpected travel medical and evacuation expenses.

Our Worldwide Trip Protector plans include:

  • Coverage for medical expense due to accident or sickness while you’re away
  • Hospital admission guarantee, with advance payment if required
  • Physician-coordinated emergency evacuation and transportation home due to medical reasons
  • Trip Cancellation or Trip Interruption due to a medical reason affecting yourself, or your spouse, child, parent, domestic partner, or other family member (even if the other person is not insured or not traveling)

Travel Medical / Medical Evacuation

     
 

Worldwide Trip Protector Plus

Worldwide Trip Protector

Worldwide Trip Protector Lite

Underwritten By United States Fire Insurance Company United States Fire Insurance Company United States Fire Insurance Company
Accident and Sickness Medical Expense
Coverage for treatment costs when accident or illness strikes during the your trip.
$100,000 (Primary) $100,000
$10,000
Dental Expense
Included in your Accident and Sickness Medical Expense coverage.
$750 (Primary) $750 $750
Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Remains
Coverage to transport you to nearest treatment suitable by U.S. medical standards, transport you back to the U.S. with medical escort if needed, or transport your remains back to the U.S. in case of unexpected tragedy.
$1,000,000 $1,000,000 $100,000
Pre-existing Medical Conditions Coverage*
(you or family)
Applies to Accident and Sickness Medical Expense if you purchase your plan 21 days after your trip deposit date.
Included Included  



Interrupt or Cancel for Medical Reasons

     
 

Worldwide Trip Protector Plus

Worldwide Trip Protector

Worldwide Trip Protector Lite

Sickness (you or family)
Sickness that affects you, your traveling companion (insured or uninsured), a member of either of your families (spouse, parent, child, domestic partner, or other family relation, insured or uninsured), your host or either of your business partners.
? ? ?
Pre-existing Medical Condition*
(you or family)
You can cancel your trip due to a pre-existing medical condition that affects you, your traveling companion (insured or uninsured), or a member of either of your families (spouse, parent, child, domestic partner, or other family relation, insured or uninsured) if you purchase a Worldwide Trip Protector or Worldwide Trip Protector Plus plan no longer than 21 days after your trip deposit date.
? ?  
Injury (you or family)
Injury that affects you, your traveling companion (insured or uninsured), a member of either of your families (spouse, parent, child, domestic partner, or other family relation, insured or uninsured), your host or either of your business partners.
? ? ?
Death (you or family)
Death of yourself, your traveling companion (insured or uninsured), a member of either of your families (spouse, parent, child, domestic partner, or other family relation, insured or uninsured), your host or either of your business partners.
? ? ?



Non-Insurance Medical Assistance Services

     
 

Worldwide Trip Protector Plus

Worldwide Trip Protector

Worldwide Trip Protector Lite

Medical Referral Included Included Included
Hospital Admission Guarantee
To secure hospital admission after other means have proven unsuccessful; includes advance payment if required.
Included Included Included
Inoculation Information Included Included Included



*Coverage for Pre-existing Medical Conditions

If you purchase a Worldwide Trip Protector Plus or Worldwide Trip Protector plan no longer than 21 days after your trip deposit date, coverage for pre-existing medical conditions is available.

Coverage for pre-existing medical conditions applies to Accident and Sickness Medical Expense, the Medical Upgrade, and medically related reasons for Trip Cancellation. Even if you don't purchase your plan within the required time frame for pre-existing medical conditions coverage, the Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Remains benefit covers pre-existing medical conditions.

If the medical condition and its treatment have remained unchanged for 60 days prior to the day you purchase your plan, it is not considered pre-existing and is covered as a regular medical condition for Trip Cancellation/Interruption, Accident and Sickness Medical Expense, and the Medical Upgrade even if you do not purchase your plan within the time limits mentioned above.

From U.S. State Department's Traveler's Checklist:

"Make sure you have health insurance whenever you are traveling abroad. If your U.S. health care plan does not cover you overseas, consider buying supplemental insurance to cover medical costs and emergency evacuation. Foreign hospitals and doctors often require payment in cash, and Emergency medical evacuation can cost up to $100,000. Social Security and Medicare does not provide coverage outside of the United States."

Travel Medical Only Coverage

If you are looking for Travel Medical coverage, Travel Insured now offers our Travel Medical Protector Plan. It is only available to those traveling internationally and does not include Trip Cancellation. For more information on our Travel Medical Protector Plan please review the plan details page or call a customer care representative at 1-800-243-3174.

Coverage and benefit eligibility may vary by state.

If you have questions, please contact our Customer Care department 24/7 at 1‑800‑243‑3174
Coverage is offered by Travel Insured International, California lic. no.0I13223, 855 Winding Brook Drive, Glastonbury, CT 06033. The plans contain insurance benefits underwritten by the United States Fire Insurance Company, 305 Madison Ave, Morristown, NJ 07960. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. United states Fire Insurance Company is currently authorized to transact business in all states and the District of Columbia. NAIC No. 21113. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016. The plans also contain non-insurance Travel Assistance Services that are provided by an independent organization, and not by United States Fire Insurance Company or Travel Insured International. Coverages may vary and not all coverage is available in all jurisdictions. Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of our plans. Louisiana residents looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured.
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